Today I was speaking about lender overlays, with a homeowner who wanted to understand why, when they called different mortgage companies, their FICO requirements were all different. By definition, a mortgage overlay is a set of restrictions that a lender imposes beyond what the actual loan program’s guidelines are. A lender may tell you that […]
Hello! My name is Chandler. I am a licensed loan originator for California, based in Lake Arrowhead. I do conventional loans, FHA loans, VA loans, and private equity loans for California property; for both refinances and purchases. I wanted to start this blog to create a space for people to find and request information about […]
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